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Nassau County Mortgage Update: 30-Year Fixed Rates Average 6.76%

by | Sep 11, 2026 | Real Estate | 0 comments

Written by Joey Frankel/Sandra Carl Team-Licensed Real Estate Agents

Joey Frankel, a native of the Five Towns, Long Island with years of real estate experience is a social media expert, who will get your home the maximum exposure it needs. She is also a dual agent for both Manhattan and Long Island. Joey will bring you young professionals who are seeking the suburban lifestyle. Sandy Carl is a native of the Five Towns Long Island and familiar with the surrounding communities and school districts on Long Island. She brings over 15 years of event sales experience and real estate with a keen eye for design and home renovations. Frankel/Carl Team Five Town Homes at Douglas Elliman | Licensed Real Estate Professionals | 516-342-0056

September 11, 2026

Freddie Mac reported that the 30-year fixed-rate mortgage averaged 6.76% for the week of September 10, 2026. Experts advise prospective homeowners to compare quotes from multiple lenders to secure the most competitive…

💡 Five Town Homes & Living — With Nassau County’s median home price hovering around $850,000, a 6.76% interest rate results in a monthly principal and interest payment of approximately $4,635, assuming a 20% down payment. Buyers should prioritize securing a pre-approval letter that accounts for these current rates, as even a quarter-point variance can shift your monthly obligation by over $100. **We recommend that clients analyze their debt-to-income ratios against these specific payment figures before committing to a property search to ensure long-term financial stability.**

Navigating the changing rate environment in Nassau County.

We help you run the numbers on specific Nassau listings to see how these rates impact your monthly budget and total cost of ownership. We’re your advocates, not just your agents.

Let us help with your real estate needs →

Source: Freddie Mac PMMS (30-yr fixed rate)

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